<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="static/style.xsl"?><OAI-PMH xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/ http://www.openarchives.org/OAI/2.0/OAI-PMH.xsd"><responseDate>2026-06-30T06:21:45Z</responseDate><request verb="GetRecord" identifier="oai:riubu.ubu.es:10259/11478" metadataPrefix="mods">https://riubu.ubu.es/oai/request</request><GetRecord><record><header><identifier>oai:riubu.ubu.es:10259/11478</identifier><datestamp>2026-03-23T12:32:19Z</datestamp><setSpec>com_10259_5645</setSpec><setSpec>com_10259_5086</setSpec><setSpec>com_10259_2604</setSpec><setSpec>col_10259_9820</setSpec><setSpec>col_10259_5684</setSpec></header><metadata><mods:mods xmlns:mods="http://www.loc.gov/mods/v3" xmlns:doc="http://www.lyncode.com/xoai" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-1.xsd">
<mods:name>
<mods:namePart>Moreno Molina, Adrián</mods:namePart>
</mods:name>
<mods:name>
<mods:namePart>Antón Maraña, Paula</mods:namePart>
</mods:name>
<mods:name>
<mods:namePart>Lima Santos, Luís</mods:namePart>
</mods:name>
<mods:name>
<mods:namePart>Puche Regaliza, Julio César</mods:namePart>
</mods:name>
<mods:extension>
<mods:dateAvailable encoding="iso8601">2026-03-13T08:48:06Z</mods:dateAvailable>
</mods:extension>
<mods:extension>
<mods:dateAccessioned encoding="iso8601">2026-03-13T08:48:06Z</mods:dateAccessioned>
</mods:extension>
<mods:originInfo>
<mods:dateIssued encoding="iso8601">2026-03-12</mods:dateIssued>
</mods:originInfo>
<mods:identifier type="citation">Moreno Molina, A., Antón Maraña, P., LIMA SANTOS, L., &amp; Puche Regaliza, J. C. (2026). Spanish Provinces Banking and Tourism Panel Dataset (2015-2024) [Data set]. Universidad de Burgos. https://doi.org/10.71486/JS22-GW54</mods:identifier>
<mods:identifier type="uri">https://hdl.handle.net/10259/11478</mods:identifier>
<mods:identifier type="doi">10.71486/js22-gw54</mods:identifier>
<mods:abstract>This dataset comprises annual panel data for 52 Spanish provinces (NUTS-3) from 2015 to 2024, supporting the analysis in the manuscript&#xd;
"The Impact of Banking Deserts on Tourism Development: Evidence from Spanish Provinces." &#xd;
It includes 13 key variables on banking consolidation (e.g., HHI concentration, offices, firms_bank, workers_bank), &#xd;
provincial controls (gdp_pc, int_rate, unemploy, density), and tourism outcomes (credit_tour, firms_tour, workers_tour, overnight, travellers).</mods:abstract>
<mods:language>
<mods:languageTerm>eng</mods:languageTerm>
</mods:language>
<mods:accessCondition type="useAndReproduction">http://creativecommons.org/licenses/by-nc/4.0/</mods:accessCondition>
<mods:accessCondition type="useAndReproduction">info:eu-repo/semantics/openAccess</mods:accessCondition>
<mods:accessCondition type="useAndReproduction">Atribución-NoComercial 4.0 Internacional</mods:accessCondition>
<mods:subject>
<mods:topic>Banking deserts</mods:topic>
</mods:subject>
<mods:subject>
<mods:topic>Tourism development</mods:topic>
</mods:subject>
<mods:subject>
<mods:topic>Spanish provinces</mods:topic>
</mods:subject>
<mods:subject>
<mods:topic>Banking consolidation</mods:topic>
</mods:subject>
<mods:subject>
<mods:topic>Panel data</mods:topic>
</mods:subject>
<mods:subject>
<mods:topic>Provincial controls</mods:topic>
</mods:subject>
<mods:titleInfo>
<mods:title>Spanish Provinces Banking and Tourism Panel Dataset (2015-2024)</mods:title>
</mods:titleInfo>
<mods:genre>dataset</mods:genre>
</mods:mods></metadata></record></GetRecord></OAI-PMH>