<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="static/style.xsl"?><OAI-PMH xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/ http://www.openarchives.org/OAI/2.0/OAI-PMH.xsd"><responseDate>2026-05-14T08:52:41Z</responseDate><request verb="GetRecord" identifier="oai:riubu.ubu.es:10259/11478" metadataPrefix="etdms">https://riubu.ubu.es/oai/request</request><GetRecord><record><header><identifier>oai:riubu.ubu.es:10259/11478</identifier><datestamp>2026-03-23T12:32:19Z</datestamp><setSpec>com_10259_5645</setSpec><setSpec>com_10259_5086</setSpec><setSpec>com_10259_2604</setSpec><setSpec>col_10259_9820</setSpec><setSpec>col_10259_5684</setSpec></header><metadata><thesis xmlns="http://www.ndltd.org/standards/metadata/etdms/1.0/" xmlns:doc="http://www.lyncode.com/xoai" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.ndltd.org/standards/metadata/etdms/1.0/ http://www.ndltd.org/standards/metadata/etdms/1.0/etdms.xsd">
<title>Spanish Provinces Banking and Tourism Panel Dataset (2015-2024)</title>
<creator>Moreno Molina, Adrián</creator>
<creator>Antón Maraña, Paula</creator>
<creator>Lima Santos, Luís</creator>
<creator>Puche Regaliza, Julio César</creator>
<subject>Banking deserts</subject>
<subject>Tourism development</subject>
<subject>Spanish provinces</subject>
<subject>Banking consolidation</subject>
<subject>Panel data</subject>
<subject>Provincial controls</subject>
<description>This dataset comprises annual panel data for 52 Spanish provinces (NUTS-3) from 2015 to 2024, supporting the analysis in the manuscript&#xd;
"The Impact of Banking Deserts on Tourism Development: Evidence from Spanish Provinces." &#xd;
It includes 13 key variables on banking consolidation (e.g., HHI concentration, offices, firms_bank, workers_bank), &#xd;
provincial controls (gdp_pc, int_rate, unemploy, density), and tourism outcomes (credit_tour, firms_tour, workers_tour, overnight, travellers).</description>
<date>2026-03-13</date>
<date>2026-03-13</date>
<date>2026-03-12</date>
<type>dataset</type>
<identifier>Moreno Molina, A., Antón Maraña, P., LIMA SANTOS, L., &amp; Puche Regaliza, J. C. (2026). Spanish Provinces Banking and Tourism Panel Dataset (2015-2024) [Data set]. Universidad de Burgos. https://doi.org/10.71486/JS22-GW54</identifier>
<identifier>https://hdl.handle.net/10259/11478</identifier>
<identifier>10.71486/js22-gw54</identifier>
<language>eng</language>
<rights>http://creativecommons.org/licenses/by-nc/4.0/</rights>
<rights>info:eu-repo/semantics/openAccess</rights>
<rights>Atribución-NoComercial 4.0 Internacional</rights>
<coverage>north=40; west=-4; name=Spain</coverage>
<coverage>start=2026; end=2026</coverage>
<publisher>Universidad de Burgos</publisher>
</thesis></metadata></record></GetRecord></OAI-PMH>