<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="static/style.xsl"?><OAI-PMH xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/ http://www.openarchives.org/OAI/2.0/OAI-PMH.xsd"><responseDate>2026-05-14T10:59:41Z</responseDate><request verb="GetRecord" identifier="oai:riubu.ubu.es:10259/11478" metadataPrefix="qdc">https://riubu.ubu.es/oai/request</request><GetRecord><record><header><identifier>oai:riubu.ubu.es:10259/11478</identifier><datestamp>2026-03-23T12:32:19Z</datestamp><setSpec>com_10259_5645</setSpec><setSpec>com_10259_5086</setSpec><setSpec>com_10259_2604</setSpec><setSpec>col_10259_9820</setSpec><setSpec>col_10259_5684</setSpec></header><metadata><qdc:qualifieddc xmlns:qdc="http://dspace.org/qualifieddc/" xmlns:doc="http://www.lyncode.com/xoai" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dcterms="http://purl.org/dc/terms/" xmlns:dc="http://purl.org/dc/elements/1.1/" xsi:schemaLocation="http://purl.org/dc/elements/1.1/ http://dublincore.org/schemas/xmls/qdc/2006/01/06/dc.xsd http://purl.org/dc/terms/ http://dublincore.org/schemas/xmls/qdc/2006/01/06/dcterms.xsd http://dspace.org/qualifieddc/ http://www.ukoln.ac.uk/metadata/dcmi/xmlschema/qualifieddc.xsd">
<dc:title>Spanish Provinces Banking and Tourism Panel Dataset (2015-2024)</dc:title>
<dc:creator>Moreno Molina, Adrián</dc:creator>
<dc:creator>Antón Maraña, Paula</dc:creator>
<dc:creator>Lima Santos, Luís</dc:creator>
<dc:creator>Puche Regaliza, Julio César</dc:creator>
<dc:subject>Banking deserts</dc:subject>
<dc:subject>Tourism development</dc:subject>
<dc:subject>Spanish provinces</dc:subject>
<dc:subject>Banking consolidation</dc:subject>
<dc:subject>Panel data</dc:subject>
<dc:subject>Provincial controls</dc:subject>
<dcterms:abstract>This dataset comprises annual panel data for 52 Spanish provinces (NUTS-3) from 2015 to 2024, supporting the analysis in the manuscript&#xd;
"The Impact of Banking Deserts on Tourism Development: Evidence from Spanish Provinces." &#xd;
It includes 13 key variables on banking consolidation (e.g., HHI concentration, offices, firms_bank, workers_bank), &#xd;
provincial controls (gdp_pc, int_rate, unemploy, density), and tourism outcomes (credit_tour, firms_tour, workers_tour, overnight, travellers).</dcterms:abstract>
<dcterms:dateAccepted>2026-03-13T08:48:06Z</dcterms:dateAccepted>
<dcterms:available>2026-03-13T08:48:06Z</dcterms:available>
<dcterms:created>2026-03-13T08:48:06Z</dcterms:created>
<dcterms:issued>2026-03-12</dcterms:issued>
<dc:type>dataset</dc:type>
<dc:identifier>Moreno Molina, A., Antón Maraña, P., LIMA SANTOS, L., &amp; Puche Regaliza, J. C. (2026). Spanish Provinces Banking and Tourism Panel Dataset (2015-2024) [Data set]. Universidad de Burgos. https://doi.org/10.71486/JS22-GW54</dc:identifier>
<dc:identifier>https://hdl.handle.net/10259/11478</dc:identifier>
<dc:identifier>10.71486/js22-gw54</dc:identifier>
<dc:language>eng</dc:language>
<dc:rights>http://creativecommons.org/licenses/by-nc/4.0/</dc:rights>
<dc:rights>info:eu-repo/semantics/openAccess</dc:rights>
<dc:rights>Atribución-NoComercial 4.0 Internacional</dc:rights>
<dc:coverage>north=40; west=-4; name=Spain</dc:coverage>
<dc:coverage>start=2026; end=2026</dc:coverage>
<dc:publisher>Universidad de Burgos</dc:publisher>
</qdc:qualifieddc></metadata></record></GetRecord></OAI-PMH>