2026-05-04T09:30:22Zhttps://riubu.ubu.es/oai/request

oai:riubu.ubu.es:10259/95112024-07-31T00:05:16Zcom_10259_3576com_10259.4_2574com_10259.4_106com_10259_2604col_10259_3577

00925njm 22002777a 4500 dc Graña Álvarez, Roberto author Lopez-Valeiras, Ernesto author González-Loureiro, Miguel author Coronado, Freddy author 2022-04-20 It has been suggested that financial literacy plays a crucial role in the understanding of the overall performance of small and medium-sized enterprises (SMEs). Nonetheless, its impact remains underexplored, and the few existing findings are fragmented. This study conducts a systematic literature review focused on the antecedents and consequences of financial literacy in SMEs. The findings show that some educational, cultural, and specific contextual factors are antecedents of financial literacy; in turn, financial literacy influences the financial attitudes, financial behaviors, organizational capabilities, and performance of SMEs. Further research should analyze the uncovered lines of study suggested in our research agenda to consolidate the conceptualization of financial literacy in the context of SMEs, overcome the limitations of the current methodology, extend the current evidence about the antecedents and consequences of financial literacy in SMEs and analyze these relationships from behavioral economics and decision-making perspectives. 0047-2778 http://hdl.handle.net/10259/9511 10.1080/00472778.2022.2051176 1540-627X Financial literacy Small and medium-sized enterprises Systematic literature review Financial literacy in SMEs: A systematic literature review and a framework for further inquiry