2026-04-21T12:07:06Zhttps://riubu.ubu.es/oai/request

oai:riubu.ubu.es:10259/97662024-12-12T01:05:23Zcom_10259_4731com_10259_5086com_10259_2604col_10259_4732

Prodanova, Jana 456 600 0000-0001-6381-3621 San Martín Gutiérrez, Sonia 513 600 0000-0002-5030-9669 Jiménez Torres, Nadia Huitzilin 305 600 0000-0001-5771-2971 2024-12-11T08:22:14Z 2024-12-11T08:22:14Z 2023-02 1470-949X http://hdl.handle.net/10259/9766 10.1504/IJMC.2023.128818 1741-5217 The mobile banking channel, although thriving, has been characterised by features such as lack of information or difficult accessibility to direct advice in the mobile communication between clients and banks, making clients' use of mobile banking services challenging. The failure of mobile banking to provide some traditional banking services is considered a shortage, further leaving negative consequences on mobile banking usage. Thus, in the attempt to understand and mitigate these negative effects, with data from 1,429 actual mobile banking clients, this study identifies the adverse influence of the mobile banking inadequacies on clients' satisfaction, permission-based mobile marketing tendencies and word-of-mouth. With the idea to overcome the limitations to the mobile banking use, two groups of clients were distinguished, recognising that positive or negative relations are stimulated in accordance with clients' perception of the importance of ubiquity, as the unique mobile banking attribute. application/pdf eng Inderscience International Journal of Mobile Communications. 2023, V. 21, n. 2, p. 159-180 https://doi.org/10.1504/IJMC.2023.128818 Mobile banking M-Banking Resources Inadequacies Resource-based Theory RBT Ubiquity Satisfaction Permission-based marketing Word-of-mouth WOM Perceptions M-Commerce U-Commerce Banca telefónica Satisfacción del cliente Home banking services Consumer satisfaction Customers' predisposition to use mobile banking: resource's availability is decisive info:eu-repo/semantics/article info:eu-repo/semantics/acceptedVersion info:eu-repo/semantics/openAccess International Journal of Mobile Communications 21 2 159 THUMBNAIL Pradanova-ijmc_2023.pdf.jpg Pradanova-ijmc_2023.pdf.jpg IM Thumbnail image/jpeg 4082 https://riubu.ubu.es/bitstream/10259/9766/3/Pradanova-ijmc_2023.pdf.jpg 57c4b29a29dd8bd100d500437b5c9fd8 MD5 3 LICENSE license.txt license.txt text/plain; charset=utf-8 999 https://riubu.ubu.es/bitstream/10259/9766/2/license.txt b295bcbce42e2caabeb0c623d3860c06 MD5 2 ORIGINAL Pradanova-ijmc_2023.pdf Pradanova-ijmc_2023.pdf application/pdf 819311 https://riubu.ubu.es/bitstream/10259/9766/1/Pradanova-ijmc_2023.pdf bca1b638891e05981782738e73c6937f MD5 1 10259/9766 oai:riubu.ubu.es:10259/9766 2024-12-12 02:05:23.01 Repositorio Institucional de la Universidad de Burgos bubrep@ubu.es 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