RT info:eu-repo/semantics/article T1 Customers' predisposition to use mobile banking: resource's availability is decisive A1 Prodanova, Jana A1 San Martín Gutiérrez, Sonia A1 Jiménez Torres, Nadia Huitzilin K1 Mobile banking K1 M-Banking K1 Resources K1 Inadequacies K1 Resource-based Theory K1 RBT K1 Ubiquity K1 Satisfaction K1 Permission-based marketing K1 Word-of-mouth K1 WOM K1 Perceptions K1 M-Commerce K1 U-Commerce K1 Banca telefónica K1 Home banking services K1 Satisfacción del cliente K1 Consumer satisfaction AB The mobile banking channel, although thriving, has been characterised by features such as lack of information or difficult accessibility to direct advice in the mobile communication between clients and banks, making clients' use of mobile banking services challenging. The failure of mobile banking to provide some traditional banking services is considered a shortage, further leaving negative consequences on mobile banking usage. Thus, in the attempt to understand and mitigate these negative effects, with data from 1,429 actual mobile banking clients, this study identifies the adverse influence of the mobile banking inadequacies on clients' satisfaction, permission-based mobile marketing tendencies and word-of-mouth. With the idea to overcome the limitations to the mobile banking use, two groups of clients were distinguished, recognising that positive or negative relations are stimulated in accordance with clients' perception of the importance of ubiquity, as the unique mobile banking attribute. PB Inderscience SN 1470-949X YR 2023 FD 2023-02 LK http://hdl.handle.net/10259/9766 UL http://hdl.handle.net/10259/9766 LA eng DS Repositorio Institucional de la Universidad de Burgos RD 12-dic-2024